401k Calculator
Project your 401k balance at retirement including employer matching. See monthly income your savings will support.
Part of our Finance Calculators collection.
401k Calculator
Free online calculator
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$
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Used to calculate employer match
%
e.g. 50 = 50 cents per dollar you contribute
%
e.g. 6 = employer matches up to 6% of salary
%
How to Use This Calculator
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Enter your financial details.
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See projections instantly.
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Adjust to model different scenarios.
How This is Calculated
FV = PV(1+r)^n + Total Annual Contribution × [(1+r)^n − 1] / r Employer Match = min(Your contribution, Salary × Match Cap%) × Match Rate%
Example Calculation
See live result
Inputs
Result
Enter values above
Results update as you type.
Frequently Asked Questions
How accurate are these projections?
Investment projections assume a constant return rate which never occurs in practice. Use these as planning guides, not guarantees.
Should I consult a financial advisor?
For retirement planning, a fee-only fiduciary financial advisor can provide personalised guidance accounting for your full financial picture.