Coast FIRE Calculator

Find the amount to save now so your investments will compound to your FIRE number without further contributions.

Part of our Finance Calculators collection.

Coast FIRE Calculator

Free online calculator

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How to Use This Calculator

  1. 1

    Enter your financial details.

  2. 2

    See projections instantly.

  3. 3

    Adjust to model different scenarios.

How This is Calculated

FIRE Number = Annual Expenses / 4%
Coast FIRE Number = FIRE Number / (1+r)^years
If Current Savings ≥ Coast Number: stop contributing, coast!

Example Calculation

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Result

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Results update as you type.

Frequently Asked Questions

How accurate are these projections?
Investment projections assume a constant return rate which never occurs in practice. Use these as planning guides, not guarantees.
Should I consult a financial advisor?
For retirement planning, a fee-only fiduciary financial advisor can provide personalised guidance accounting for your full financial picture.

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