Down Payment Calculator

Calculate down payment amounts at every percentage level and see PMI implications for any home price.

Part of our Finance Calculators collection.

Down Payment Calculator

Free online calculator

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Results update automatically as you type

How to Use This Calculator

  1. 1

    Enter all required values.

  2. 2

    See results instantly.

  3. 3

    Adjust inputs to compare scenarios.

How This is Calculated

Down Payment = Home Price × Percentage%
PMI applies if down payment < 20% of home value.

Example Calculation

See live result

Inputs

Result

Enter values above

Results appear instantly as you enter values.

Frequently Asked Questions

How accurate is this calculator?
These are estimates. Actual figures depend on lender requirements, your credit score, and local conditions. Consult a mortgage professional for exact numbers.
Should I get pre-approved?
Yes — getting pre-approved before house hunting shows sellers you're serious and gives you a realistic budget.

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