Inflation Impact Calculator

See how inflation erodes purchasing power over time and how much you need to maintain your standard of living.

Part of our Finance Calculators collection.

Inflation Impact Calculator

Free online calculator

$
%

Historical US average: 2.5–3.5%

Results update automatically as you type

How to Use This Calculator

  1. 1

    Enter your financial details.

  2. 2

    See projections instantly.

  3. 3

    Adjust to model different scenarios.

How This is Calculated

Real Value = Amount / (1+rate)^years
Purchasing Power Lost = Amount − Real Value
Needed to Maintain = Amount × (1+rate)^years

Example Calculation

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Inputs

Result

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Results update as you type.

Frequently Asked Questions

How accurate are these projections?
Investment projections assume a constant return rate which never occurs in practice. Use these as planning guides, not guarantees.
Should I consult a financial advisor?
For retirement planning, a fee-only fiduciary financial advisor can provide personalised guidance accounting for your full financial picture.

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