Stripe Fee Calculator
Calculate exact Stripe payment processing fees. Find how much you'll receive after fees, or how much to charge to receive a specific amount.
Part of our Business Calculators collection.
Stripe Fee Calculator
Free online calculator
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Results update automatically as you type
How to Use This Calculator
- 1
Enter the charge amount.
- 2
Select card type and whether international.
- 3
See Stripe fee, net received, and how much to charge to receive a target amount.
Stripe Fee Structure
Standard US card: 2.9% + $0.30 per charge Premium/rewards card: 3.5% + $0.30 International card: +1.5% surcharge To pass fee to customer: Charge = (Amount + $0.30) / (1 − Rate) Example: To receive $100 on standard card: Charge $103.40 = ($100 + $0.30) / (1 − 0.029)
Example Calculation
Example: $100 charge, standard US card
Inputs
amount: 100cardType: standardisInternational: no
Result
Fee: $3.20 | You receive: $96.80
$100 × 0.029 = $2.90 + $0.30 = $3.20 total fee.
Frequently Asked Questions
Can I pass Stripe fees to customers?
Yes — it's legal in most US states and many countries. Simply charge a slightly higher amount (the formula is in this calculator). However, check your industry regulations — some sectors (utilities, government) prohibit surcharging.
Does Stripe charge differently for subscription billing?
Standard Stripe Billing uses the same 2.9% + $0.30 per charge. Stripe offers volume discounts for high-volume businesses. ACH/bank transfers are 0.8% (capped at $5) — much cheaper for large recurring payments.